Dental Insurance Benefits: Use it or Lose it! | Epsom Dental Care

As we near the end of the year, we would like to share a tip to help you make the most of any dental insurance advantages.

As the holidays draw near, your dental insurance benefits will expire, marking the end of the calendar year. For most policies, unused benefits don’t roll over into the following year. So, if you’ve been postponing dental appointments or treatments, now is the time to act.

Your Belmont WA dentist would like to remind you to schedule your dental appointments as soon as possible to fully utilise your current dental insurance benefits, which typically expire on December 31.

Here are some significant reasons to consider utilising your dental insurance coverage before the end of the calendar year wraps up:

Reasons To Use The Benefits Of Your Dental Insurance Now Before the Year Wraps Up!

Yearly Maximum

Dental insurance policies have an annual maximum they are ready to pay in a calendar year.

Since these unused benefits do not carry over into the following year, it is wise to utilise them if you need any restorative procedures.

Deductibles

Your deductible is the amount you’re required to pay out of cash before your insurance begins to cover some of your treatments. Once the calendar year resets, so does your deductible.

If you’ve already met your deductible this year, now is the time to schedule any additional treatments you may need. Starting next year, you’ll need to meet that deductible again before receiving coverage.

Premiums

You presently pay monthly dental insurance premiums through your insurance provider; consequently, you should use your benefits.

If your dental insurance includes preventive care benefits, such as check-ups and cleanings, these services are essential in maintaining oral health.

Regular visits can detect signs of common dental issues, such as cavities, gum disease, and oral cancer, allowing for timely and effective intervention.

Insurance often fully covers preventive care, making it a simple way to protect your smile and avoid more complex treatments in the future.

Fee Increases

Possible cost hikes are another reason to use your dental insurance benefits before the end of the year. Most of these fee hikes take effect at the start of the year.

Scheduling treatments allows you to lock in the current rates and avoid potential changes in the new year.

Dental Problems Can Worsen

Delaying your dental treatment puts you at risk of more extensive and costly treatment.

What appears to be a minor cavity now could develop into a root canal complication later on, possibly resulting in tooth loss.

Taking care of dental problems early helps you maintain a healthy smile and reduces the need for complex and time-consuming treatments in the future.

Make the Most of Your Dental Insurance Benefits

If you have unused benefits, it’s time to schedule an appointment to make the most of your available coverage.

Since insurance coverage is usually based on the calendar year, it’s a “use it or lose it” situation. Your benefits are gone when the clock strikes 12 mn on December 31.

With the holiday season upon us, it can be tricky to fit everything in. But it’s a great opportunity to prioritise your health.

Contact us today so we can book an appointment that works well with your schedule.

Don’t Lose Your Dental Insurance Benefits: Use Them Today!

Don’t let your current dental insurance benefits expire by not using them before December 31. Request an appointment with your Belmont WA dentist today to get started.

Visit your Belmont WA dentist today!

At Epsom Dental Care, we deliver the best dental care available based on our patients’ financial position.

We make every effort to make your visit enjoyable and painless.

Our solutions are fast, efficient and practical.

We prefer to keep things casual but professional.

You can speak with your Belmont WA dentist, call us at (08) 9478 2349, or request an online appointment.

Visit us at 5/132 Epsom Ave in Belmont WA.